Renters Insurance Broken Window -

He sent the spiderweb photo.

“Leo,” he said, peering at the window. “That’s a double-pane, argon-filled, custom-size unit. Original to the building, 1927.” renters insurance broken window

Five hundred dollars. Better than twelve hundred. A lot better. But still five hundred dollars he didn’t have. He sent the spiderweb photo

Leo did the math. Twelve hundred dollars was his security deposit, two months of ramen, and the hope of buying a winter coat. It was everything. Original to the building, 1927

He texted his ex a single word: “Boat?”

“Not so fast,” Denise said, typing. “You have ‘Loss of Use’ coverage. Since that window is letting in cold air, your apartment is technically uninhabitable until it’s fixed. We can put you up in a hotel for a few nights. Also, your liability section has a $100,000 limit. If the landlord sues you for the cost of the window, we defend you and pay the judgement. But you’d still have to pay your deductible.”