Demand Draft Charges In Icici Bank Fixed -

ICICI Bank categorizes its DD charges based on: (a) customer relationship (account holder vs. non-account holder), (b) issuance mode (branch vs. online request), and (c) destination location (domestic vs. international). The following data is based on ICICI Bank’s standard schedule of charges (as of 2025–2026). Note: Rates are subject to change; applicable GST is additional. 3.1 For Savings or Current Account Holders | Draft Amount | Charges (INR) | GST (18%) | Total Payable (INR) | | :--- | :--- | :--- | :--- | | Up to ₹10,000 | ₹50 | ₹9 | ₹59 | | ₹10,001 – ₹1,00,000 | ₹75 | ₹13.50 | ₹88.50 | | Above ₹1,00,000 | ₹3 per ₹1,000 (min ₹100) | 18% of charge | Variable | | Non-ICICI Bank DD (collection) | ₹150 – ₹250 + courier | 18% | Variable |

| Method | Max Limit | Charge (Savings A/C) | Settlement Time | | :--- | :--- | :--- | :--- | | | No upper limit | ₹0 – ₹25 (free for online txns) | 30 min – 2 hrs | | RTGS | ₹2 lakh – no upper limit | ₹5 – ₹50 | Real-time | | IMPS | ₹5 lakh (per day) | ₹5 – ₹15 | Immediate | | DD | No limit | ₹59 – variable | 1–3 days (incl. courier) | demand draft charges in icici bank

ICICI’s charges are comparable to other private banks but 40–60% higher than public sector banks (SBI, PNB). This reflects private banks’ strategy of cross-selling digital alternatives and covering higher operational costs. 5. Digital Alternatives and Cost-Benefit Implications ICICI Bank actively encourages digital transfers over DDs: ICICI Bank categorizes its DD charges based on: